National Savings and Investments (NS&I)

National Savings and Investments is the state-owned savings provider that runs Premium Bonds, Direct Saver, Income Bonds, Investment Accounts, and the historical range of certificates and bonds. NS&I is a non-ministerial government department, separate from any high-street bank, and its bereavement process runs entirely in-house. [source: nsi/what-to-do-when-someone-dies-2026-04-30.html]

NS&I has its own probate threshold and its own claim form — bank thresholds and forms do not apply. Holdings can be claimed by phone or by completing the bereavement claim form on nsandi.com; the claimant provides the deceased's holding numbers (or NS&I will trace them on the deceased's name and address), the death certificate, and proof of executor or next-of-kin status. Premium Bonds remain in the prize draw for 12 calendar months after the date of death; any prizes won during that period are paid to the estate. [source: nsi/what-to-do-when-someone-dies-2026-04-30.html]

NS&I's bereavement number is 08085 007 007 (free from UK landlines and mobiles). Holdings under the in-house threshold are released on a small-estates declaration without a grant of probate; holdings above the threshold require the grant. [source: nsi/what-to-do-when-someone-dies-2026-04-30.html]

→ Notifying banks and building societies after a death

AfterLoss

See how AfterLoss handles communications for the script and forms NS&I will ask for when claiming Premium Bonds and savings held in the deceased's name.

Last verified: 29 April 2026 against nsandi.com — what to do when someone dies.