Settld

Settld is a free third-party service that notifies banks, utilities, telecoms providers, subscriptions, and other consumer accounts of a death on behalf of the executor or next of kin. The user enters the deceased's details and the accounts they want notified once; Settld then contacts each provider, supplies the proof of death, and tracks the response.

Settld is funded by participating providers (who pay a small fee per notification), so it is free to bereaved families. It does not replace formal probate processes — banks above their probate threshold still need a grant of probate before releasing funds — but it removes most of the repeated paperwork and phone calls that the early notification stage involves. The service operates UK-wide.

Coverage is good for major UK utilities, broadband and mobile providers, the larger banks and building societies, the main streaming and subscription services, and a growing list of insurers and pension providers. Coverage is patchy at the long tail (small lenders, niche subscriptions, foreign providers); Settld supplies a clear list of what it can and cannot reach.

Settld is one of several similar services. Life Ledger is another (different funding model, different provider list). Either can be used in parallel with the Tell Us Once government service, which separately handles state-side notifications.

→ Closing utility accounts after a death

Last verified: 29 April 2026 against settld.care.